Posts

  • Legally Fighting An Unfair Foreclosure


    Did you purchase a house and have been recently getting threatened with foreclosure? Are you confused about the threats because you have not fallen behind on making mortgage payments and believe there has been a mistake? If you are fearful that you are unfairly in the process of losing your home, it is important to take action as soon as possible You don't want to lose your house to foreclosure because it can be a very difficult situation to overcome, such as get your property back.
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  • After The Filing: Post Bankruptcy Moves To Make


    Once you file chapter 7 bankruptcy, you may be both relieved and anxious. Relieved because you no longer have that debt burden on your back and anxious about the way the filing might affect your ability to get credit in the future. Read on for some smart moves to make and what to know about the post-bankruptcy period. Identify the Causes It's all too easy to lay the blame for your financial problems on unreasonable creditors or expensive medical bills, but to avoid a repeat, you have to take responsibility for your own actions.
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  • How to Know It's Time to File for Bankruptcy


    Few people jump impulsively into such an important action as filing for bankruptcy; more often the decision is a well-thought-out move to stave off property loss and creditor harassment. Often, people so dread the very thought of admitting that they have lost control of their financial situation that they put off the inevitable for far too long. There are several important signals that it may be time for you to make the big move, so read on to learn about them.
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  • 4 Reasons You Want To Wait To File For Bankruptcy


    Filing for bankruptcy is something that is definitely helpful for someone who has a great deal of debt and an income that is too low. This way, your debts are written off and you can start building your credit back up without a significant amount of debt holding you back. However, bankruptcy isn't always the right solution. Here are four reasons to wait before filing for bankruptcy: You Haven't Modified Your Mortgage: If you are able to modify your mortgage loan on your home, you should try this first before filing for bankruptcy.
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  • Four Ways You Can Damage Your Own Bankruptcy Case


    Getting your application for bankruptcy approved is a big step in the right direction, but it's up to you to stay on course. When you handle your case carelessly, an approval can quickly turn into a dismissal. Make sure you know what mistakes to avoid to ensure your bankruptcy stays on track. Court Fees The court fees associated with bankruptcy aren't just a suggestion. They are mandatory. Depending on the type of bankruptcy that you have applied for, the fees can range between $275 and $335.
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  • What To Expect From Your First Appointment With A Bankruptcy Attorney


    In today's economy, many people struggle to pay their debt, keep the utilities paid, and keep food on the table. There certainly is not a lot of room in the budget for extras. As a result, it can be easy to fall behind in payments to creditors. Once a person misses one payment on one credit card or loan, it can snowball and turn into a list of seriously delinquent accounts.
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  • 3 Common Errors That Could Cause Your Chapter 7 Bankruptcy Application To Be Denied


    If you are sick of harassing phone calls and constant mailings from your creditors, bankruptcy may provide you with the fresh start that you need. Unfortunately, when money is tight and you learn that you can declare bankruptcy without an attorney, it may seem as if doing so is the best choice. However, since declaring bankruptcy can be both time-consuming and complicated, even a minor error can result in your application being dismissed.
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  • Going Through Chapter 7 Bankrupty And Want To Keep Your Car? There May Be Options That Can Help


    It is a common misconception that when people file for bankruptcy, regardless of what chapter, whatever vehicles they have in their possession which are not completely paid for will just be repossessed. While in some cases this may be true, it does not always have to be this way, especially if you are filing chapter 7 bankruptcy. In fact, more often than not, the person who is filing for bankruptcy can negotiate to keep their vehicle by working with the creditor and their bankruptcy lawyer through the process.
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  • How To Know When It's Time To File For Bankruptcy


    When you have trouble paying your mortgage or keeping up with your piles of bills, the topic of bankruptcy often comes up. While this can help you stop all of the calls from your creditors and get rid of some of your debt, it is also damaging to your credit and financial history. Here are some things to think about and ways to determine if it is time to file for bankruptcy.
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  • Can You Receive SSA Disability After Surviving SJS Or TENS?


    Stevens-Johnson Syndrome (SJS) and toxic epidermal necrolysis (TENS) are rare disorders that overlap. In many cases, the conditions are fatal. For those that do survive, however, the conditions can be life-altering and leave you disabled even years later. Here's what you should know when filing for disability due to the aftereffects of SJS or TENS. What is SJS or TENS? SJS and TENS are both skin conditions that cause the top layer of your skin to detach from your body and peel away.
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