Posts

  • Why You Need Foreclosure Defense Services


    Foreclosure is a legal process that allows a lender to repossess a property that was purchased with a mortgage loan. This happens when the borrower is unable to make the loan payments due to financial hardships. Foreclosure can be a scary and overwhelming experience, but luckily, there are services available to help you through this difficult time. In this blog post, we will discuss why you need foreclosure defense services and how they can benefit you.
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  • How A Law Firm Can Help You Navigate Chapter 13 Bankruptcy


    When facing financial challenges, Chapter 13 bankruptcy can be a viable solution to regain control of your financial future. This legal process allows individuals to reorganize their debts and establish a manageable repayment plan. However, navigating the complexities of Chapter 13 bankruptcy requires expert guidance. This blog post will discuss the role of a Chapter 13 bankruptcy law firm and the main points that highlight the benefits of their assistance in helping individuals find relief and build a solid financial foundation.
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  • How To Prepare For Your Bankruptcy Meeting Of Creditors


    Are you filing for Chapter 13 bankruptcy, and will soon be holding your meeting of creditors, also known as the 341 meeting? If so, you'll want to know the following tips to be well prepared. Review Your Budget It's crucial that you review your budget, which is known as schedules I and J. This lists the amount you receive and spend as part of your budget. You are going to be asked a lot of questions regarding what your expenses are, such as how much you pay for your home utilities or how much you spend on child care.
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  • What Does It Mean To Reaffirm Your Debts In A Chapter 7 Bankruptcy Case?


    When you sign the forms to file a Chapter 7 case, your attorney sends your case to the local bankruptcy court. Once there, the court appoints a trustee to manage it. The trustee plays a critical role in the case, but you might have a few things to do, too. One thing your attorney might recommend is reaffirming your debts. What does this mean, and should you do it? While not everyone needs to go through this process in a Chapter 7 case, some people do.
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  • What Should You Bring To An Initial Bankruptcy Appointment?


    One of the first steps of filing for bankruptcy is meeting with an attorney at a law office that offers bankruptcy services. You can contact a law firm to schedule a consultation visit, which is an appointment that offers a chance to learn more about bankruptcy. When you go to this appointment, you should bring the right things with you. Here is a list of the things the lawyer might ask you to bring.
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  • Bankruptcy And DUI Debts: What Can Be Discharged?


    As most know, a driving under the influence conviction can result in some pretty stern punishment. Chief among those are the financial ramifications. It can cost upwards of $5,000 or more to deal with DUI matters and that will put a strain on anyone's budget. If the strain from legal matters and other issues has you considering filing Chapter 7 bankruptcy, you might be wondering what can be discharged. Read on and find out more about how bankruptcy treats legal debts like a DUI conviction.
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  • How To Know If Chapter 13 Bankruptcy Might Be For You


    If you have been struggling with your finances for a little while, you might have started to wonder if filing for chapter 13 bankruptcy might be the best choice for you. There are a lot of things that you will need to take into consideration. Here are a few of the things to consider when trying to decide if this is the right path for you to take:  You Are Being Swarmed With Collection Calls
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  • Chapter 13 Bankruptcy: What You Should Know


    There are many people in America who are overwhelmed with personal debt. If you are in over your head with your finances, you may be able to obtain financial relief by filing Chapter 13 bankruptcy. If you are not familiar with this type of bankruptcy, read on to learn more about it and how it can help you get debt-free. What Is Chapter 13 Bankruptcy? Chapter 13 bankruptcy is often referred to as "
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  • Transportation Concerns And Filing For Bankruptcy


    When you are considering a chapter 7 bankruptcy filing, you might also consider the potential to lose personal property. Having property like a home and vehicle seized by the bankruptcy trustee can make some filers reluctant to take the big step and file. When your financial situation has reached the breaking point, you need to carefully evaluate what could happen to your belongings if you file, so read on to learn more about the potential to lose one very valuable piece of property, your car.
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  • Tired Of The Debt Hamster Wheel? Bankruptcy Might Be The Answer


    If your financial life has been spinning out of control for a long while, and you have decided it is time to get off of the hamster wheel of out-of-control debt once and for all, then bankruptcy may be the answer. While a bankruptcy lawyer will need to review your case to determine if you qualify for Chapter 7 or Chapter 11 and how you should proceed, there are many things you need to do as well, including each of the following:
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